Business 24/7 Banking Services

Business 24/7 Banking Services

Running a business requires lots of multi-tasking.  No matter where you are, or what you are doing, managing your money has never been easier. ESSA’s Online Banking and bundled Digital Services make it possible for you to access and manage your business’ accounts remotely 24/7, 365 days a year. Check your balances, see if payments have cleared, and Remote Deposit checks in a snap. Tie all this in with an ESSA Business Checking Account, Debit Card and Cash Management Services for even more value and convenience.

Consider it banking without boundaries!

Business Online Banking

Business Online Banking is the portal to our entire suite of business digital banking services.

Features:

  • View transaction and balance information
  • Set up transfers between eligible ESSA Accounts
  • Set up Bill Payments
  • Set up push notifications, e-mail, or text alerts 1
  • View and print check images

For additional information contact us or call us at 855.713.8001


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Viewing a DemoEnrolling in Business Online Banking Finding a Branch


Disclosure:

1 Standard text and messaging rates may apply.

Business Mobile Banking

When you need to conduct your business on the go, ESSA’s Business Mobile App allows you to access your accounts virtually anywhere, anytime.

Features:

Download our app!

Download on the App StoreDownload on Google Play


Disclosures:

1 Balances displayed may not reflect account available balance.

2 Payee accounts must be first set up through your Business Online Banking account.

3 Exclusions apply and may not be available to all users.

Person taking a picture of a check for their mobile deposit

Business Mobile Deposit

Save time by using the ESSA Business Mobile App to deposit a check directly into your business account1.

Features:

  • View up to 30 days of mobile deposit history
  • Skip a trip to the bank
  • Download the ESSA Business Mobile App for free
  • Must be enrolled in Business Online Banking and have the ESSA Business Mobile App downloaded to use

Accepted deposits made before 5:00 pm ET Mon-Fri will appear in your account the next business day.  Accepted deposits made after 5:00 pm ET Mon-Fri or anytime on Sat or Sun. will appear in your account two business days later.  Deposits are subject to review prior to acceptance. Please retain your check for 14 days after posting.  After that, we recommend that you shred or otherwise destroy the check.


How to Make a Deposit:

  1. Endorse the check and write below the endorsement “For Mobile Deposit Only”
  2. Place the check on a flat background and make sure it is visible, in focus, and in a well-lit area when taking the picture.
  3. Take a picture of the front of the check and the back of the check

 

Disclosure:

1 Exclusions apply and may not be available to all users.

Business eStatements

As a business owner, you are always looking for ways to be more efficient. With eStatements you will have digital copies of your monthly statements; while conveniently saving time and paper.

If you are a Business Online Banking user, you can enroll by signing into your account and clicking on the ‘Documents’ tab.

If you are not a Business Online Banking user and wish to receive eStatement, enroll here.

Features:

  • Available for all business deposit accounts
  • Accumulate and access up to 18 months of historical statements
  • Receive eStatements days earlier than paper statements
  • No charge for eStatements

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 Viewing a Demo Finding a Branch  

Online Bill Pay

As a business owner, you need solutions that help you stay organized, improve management of your finances, and save time. That’s precisely what you can expect from our Business Bill Pay service.

Features:

  • Set up one-time or recurring payments
  • Expedited payments available1
  • Must be enrolled in Business Online Banking
  • Pay multiple invoices to the same vendor quickly and easily
  • Set multiple user authority levels and assign specific access rights for your personnel
  • Customer support available to enrolled Bill Pay customers at 855.837.7928 from 7:00 am to 1:00 am ET

For additional information, please contact us or call us at 855.439.0715.


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Viewing a Demo | Finding a Branch


Disclosure:

1 Additional fees may apply, depending on the Business Checking product. View Fee Schedules for more information:

Business Basic Checking
Business Plus Checking
Business Analysis Checking
NPO Checking
IOLTA Checking
Government Checking

Sweep Transfer

Avoid the inconvenience of overdrawing your account or having an item returned for insufficient funds.

Add Sweep Transfer to any checking account by linking it to a statement savings or money market account. Funds will automatically be transferred (subject to transaction limitations by regulation1) to your checking account when the balance does not cover checks that you have written or other items (ACH or debit card transactions, for example) presented for payment on your account.

We’ll do the work, and you’ll avoid having your check or electronic transaction returned. Standard insufficient funds/overdraft fees are waived, but a nominal transfer fee applies.

Interested in adding Sweep Transfer?

Speak to a representative at 855.713.8001 to learn more.


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Viewing our Business Checking Account Options


Disclosure:

1 By law, no more than six (6) third-party transfers per statement cycle are permitted.

Business Debit Mastercard®

Add our card to your checking account1 for maximum security, convenience, and access.  Our cards are:

Chip Enabled
Contactless (Tap & Go)


ESSA’s Monitoring for Debit Card Fraud:

To protect your account, we monitor your debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when your U.S. – issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. If we suspect fraudulent use, we will send a text notification to the cell phone on file for you to validate the transaction(s).  If you do not respond to the text message(s), we may call you.  Your participation in responding to our text or call is critical to prevent potential risk and avoid restrictions that we may place on the use of your card.

Read More

 

Disclosures:

1 Additional fees may apply.

Mastercard® is a registered trademark, and the circle design is a trademark, of Mastercard® International incorporated. All third-party trademarks are property of their respective owners.

Security

  • Mastercard ID Theft Protection1: Protect your personal information, detect potential fraud early, see suspicious activity and take action immediately, and repair problems quickly with help from Mastercard® experts.
  • $0 liability for unauthorized purchases2: Applies to purchases made in the store, over the telephone, online, or via a mobile device and ATM transactions.
  • ESSA’s Monitoring for Debit Card Fraud: We watch for potentially fraudulent activity and send a text notification to validate transactions.

 

Disclosures:

1 Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD.

2 These are summary descriptions only. Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.

Productivity & Convenience

  • Improved control: Randomly generated, unique virtual account numbers and transaction-level authorization controls let you define employees’ account use.
  • Digital expense tracking: Important data captured from individual payments and a unique account number associated to a specific payment improves reconciliation and data analysis.
  • Increase accounts payable efficiency: Integrated workflow control follows your existing transaction approval process.

Access

  • Mastercard Concierge®: Personal meet-&-greet agents provide stress-free assistance at more than 700 airport destinations worldwide. Or, connect with the concierge team for assistance, whether you’re planning a vacation, making a hard-to-get dinner reservation, or looking for tickets to a sold-out concert.
  • Intuit® Small Business Financial Tools: Discounts on small business tools such as TurboTax®, QuickBooks® Self-Employed and QuickBooks® Online Payroll1.
  • Digital Wallet: Your ESSA Business Debit Mastercard® is compatible with Google Pay® and Samsung Pay®.

 

Disclosure:

1See offer terms and conditions at intuit.me/quickbooks_mc. Intuit®, QuickBooks® and TurboTax® are registered trademarks of Intuit® Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice.

Mastercard Identity Check

MasterCard Identity Check is a suite of security technology solutions. It works for online transactions or any other transaction where the card is not physically present.

Mastercard Identity Check

  • Helps eliminate unnecessary friction during authentication
  • Supports all card-not-present channels for secure payments on any device
  • Enables the exchange of richer data between you and ESSA
  • Covers recurring payments, digital wallets, tokenization, and more

And best of all, it comes with every ESSA Business Debit Mastercard® at no charge to you!

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