Special Mortgage Rate Offer!

Special Mortgage Rate Offer!

6.40% Interest Rate      6.50% APR*

30 Year Fixed Purchase Transaction


With a fixed-rate mortgage, there are no surprises or unexpected fluctuations; only stable monthly payments that fit your budget.

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  • Fixed interest rate

  • Rate guaranteed for 60 days from application1

  • 90 day rate locks available2

  • Terms up to 30 years

  • Auto-pay credit applied at closing3

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*APR=Annual Percentage Rate.  Rate is subject to change at any time without notice until your application is received and your loan is locked.  This rate assumes the purchase of an owner-occupied single-family residence.  Payment per $1,000.00 borrowed is $6.26 and does not include real estate taxes and insurance.  This is a 0-point rate with a 60-day interest rate lock, 80% loan to value and a minimum 720 credit score.  Actual rate and payment will vary depending on your credit score, property type, loan to value and other factors.  All loans subject to credit approval.

1All loans are subject to credit approval. ESSA Bank & Trust guarantees the interest rate effective on the date we receive the application and for which the loan request qualifies provided that we receive payment of the application fees within 15 calendar days of the application date.

2Rate lock of up to 90 days is available on purchase transactions with a fee of 0.25% of the loan amount.

3Is initiated when the borrower authorizes automatic payment from an ESSA checking account.