Commercial Term Loans are designed for those one-time purchases of land, building, equipment or other fixed assets that are essential whether you’re just getting started, growing, relocating or simply replacing equipment.

We’ve learned from experience each business has its own unique needs. If you are looking to finance a new base of operations, or money to renovate and improve your current location, we can help. ESSA’s commercial banking team has assisted thousands of businesses like yours take it to the next level of growth and expansion.

When your business needs working capital or money to finance capital expenditures such as machinery or equipment, ESSA’s C&I Loans are here for you. We understand that each business is different, and so are your exact borrowing needs. Our commercial lending team is ready to learn more about what works for you and offer you advice, leadership and experience to find a perfect solution to fuel your growth.

Commercial Lines of Credit are useful as temporary working capital. Whether the funds are needed for seasonal or general inventory, supplies or to support growth, a line of credit will help your cash flow.

A Letter of Credit (L/C) is a financing vehicle that essentially substitutes the credit strength of the bank for that of your company. It is flexible and can be tailored to reflect your needs.