Warning signs of ID theft
You may not know that you experienced ID theft immediately. Beware of:
- Bills for items you did not buy
- Debt collection calls for accounts you did not open
- Information on your credit report for accounts you did not open
- Denials for loan applications
- Mail stops coming to – or is missing from – your mailbox
How to report ID theft
To report identity theft, contact:
- The Federal Trade Commission (FTC) online at IdentityTheft.gov or call 1-877-438-4338
- The three major credit reporting agencies. Ask them to place fraud alerts and a credit freeze on your accounts
- The fraud department at your credit card issuers, bank, and other places where you have accounts
How to protect yourself from identity theft
- Do not answer phone calls, texts, or email from numbers or people you do not know.
- Do not share personal information like your bank account number, Social Security number, or date of birth.
- Collect your mail every day and place a hold on your mail when you will be on vacation or away from your home.
- Review credit card and bank account statements. Watch for and report unauthorized or suspicious transactions.
- Store personal information, including your Social Security card, in a safe place. Do not carry it in your wallet.