Fixed Rate Home Equity

Got a BIG idea?


We’ve got the Home Equity Line you need!

Need to pay off credit card debt? Or maybe start that home project you’ve been putting off? Now’s the time to lock in a great rate with a Home Equity Loan from ESSA.

HELOC, Fixed Rate
Amy Mraz Loan Originator

Amy Mraz

Loan Originator


*APR=Annual Percentage Rate. Rate is effective as of 3/13/23 and is subject to change without notice. The rate shown is indicative of a rate for a borrower with a 720 or higher credit score and an 80% or less combined loan-to-value ratio secured by a 1-2 family dwelling occupied as the borrower’s principal residence.  The APR Shown includes a 0.50% discount with an automatic payment transfer from an ESSA checking account.   Rates may differ among borrowers based upon various factors including credit score and loan-to value. The monthly payment for a 10-year loan at 5.95% would be $11.08 per thousand borrowed. Other rates and terms available.

All loans are subject to credit approval. Borrower is responsible for mortgage recording fees at closing, which range from $106 to $215 and are based on collateral location. Property insurance and flood insurance, if applicable, are required. Title insurance is required on loans amounts greater than $350,000.