Fixed Rate Home Equity

Update. Renovate. Remodel.


ESSA is here to help you turn dreams into reality with a low-rate Home Equity Loan.

Update a kitchen or bathroom. Add an addition, pool, outdoor oasis, or whatever else is is on your bucket list.

Make it happen with a low-rate Home Equity Loan!

Amy Mraz Loan Originator

Amy Mraz

Loan Originator



* All loans are subject to credit approval.

* APR=Annual Percentage Rate. Rate is effective as of 3/21/22 and is subject to change without notice. The rate shown is indicative of a rate for a borrower with a 720 or higher credit score and an 80% or less combined loan-to-value ratio secured by a 1-2 family dwelling occupied as the borrower’s principal residence and assumes electronic payments are automatically deducted from the borrower’s ESSA checking account. Rates may differ among borrowers based upon various factors including credit score and loan-to value. The monthly payment for a 10-year loan at 3.55% would be $9.91 per thousand borrowed. Other rates and terms available.

* Approved borrower is responsible for mortgage recording fees at closing, which range from $106 to $215 and are based on collateral location. Property insurance and flood insurance, if applicable, are required. Title insurance is required on loans amounts greater than $350,000.