Life can be complex with your many competing goals and responsibilities - saving for retirement, saving for college tuition, taking care of mom and dad and your children, protecting your wealth. Peace of mind can come from partnering with a dedicated advisor that helps you prioritize your goals and creates a thoughtful, customized approach to help you remain on track to attain your financial objectives.

Retirement Planning, pressing enter will expand this item for more options

Life can take many twists and turns leading up to our "golden years".  It is important to partner with an advisor that can help you create a plan and maintain your progress no matter what life throws at you.

Financial Consultations, pressing enter will expand this item for more options

One of the most important steps toward achieving your financial goals is to determine your investment profile through a comprehensive analysis of your current financial situation.  Our Financial Advisors will help examine your personal objectives.  Once your goals are defined, we will guide you through the many options available to you.

Insurance Solutions, pressing enter will expand this item for more options

Whether you want to provide income and economic support to your family or make sure that your financial legacy is transitioned efficiently, we can guide you in creating a plan.  Having the protection of life insurance will create further security for your family when you can no longer provide it.

Education Funding, pressing enter will expand this item for more options

Saving for higher education expenses can be daunting.  We can help you determine which account type (Uniform Transfers to Minor Account (UTMA) or 529 College Savings Plan) and savings strategy will be the best fit for your objectives.

IRAs, pressing enter will expand this item for more options

One of the best ways to help build a retirement nest egg is through individual retirement accounts (IRAs). We can help you decide whether a traditional IRA, a Roth IRA, or a combination of both would best meet your needs.

Rollovers for 401(k), 403(b), Pension and Work-Related Qualified Investment Plans, pressing enter will expand this item for more options

Each time you change jobs, or when you retire, you may be left wondering what to do with the money in your retirement plan. Adding to your concerns are taxes, inflation, and the threat of dwindling Social Security benefits. All of these issues can have a significant impact on your retirement, so it's important for you to make informed decisions. That's where we can help.

When you own multiple accounts, including 401(k)s, 403(b)s, and other retirement plans from former employers, you may be able to transfer most of those retirement assets into an IRA for easier management. Our Financial Consultants are prepared to help you understand your options, along with the advantages and disadvantages of each.

Key reasons for consolidating retirement accounts include:

  • Your strategy becomes more organized
  • Record keeping and paperwork are reduced
  • Diversifying assets and monitoring account value are simplified
  • Calculating required minimum distributions is easier
  • Tax deferral is continued

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera nor any of its representatives may give tax advice.

Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFGIS Insurance Agency), member FINRA / SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: Not FDIC insured . May lose value . Not financial institution guaranteed . Not a deposit . Not insured by any federal government agency. Located at: 744 Main Street, Stroudsburg, PA 18360

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