Making 2021 a profitable year requires smart planning with strategies that include a clear vision of long-term goals, flexible forecasting and bright ideas for financing.
Small Business
Relationship Manager
570-408-8020
randerso@essabank.com
Roger Anderson
Senior Commercial Relationship Manager
570-408-8022
jserafin@essabank.com
John Serafin
Senior Commercial Relationship Manager
570-408-8021
mbarrouk@essabank.com
Michael Barrouk
Regional President,
Northern Region
570-408-8053
jbonsick@essabank.com
Joseph E. Bonsick
We listen to what you have to say. We cut the red tape. We empower you to take things to the next level. What’s important to you is important to us—let’s talk today and see how big we can go.
Check Out Our Locations and Branch Teams!
Meet your region’s Commercial Banking Team
40,000 Square Foot
Mixed-use Project
20 Upscale Apartments
36,000 Square Foot
Multi-tenant Office Building
Real Estate, Equipment
and Working Capital
Regional Utility Contractor
Take a look at just a few of our client’s projects:
• Loans for Construction, Improvement & Expansion
• Commercial Real Estate Mortgages
• Term Loans for Capital Purchases
• Commercial Lines of Credit & Letters of Credit
• Access to Government Financing & Credit
ESSA is here to help you achieve your goals with flexible, customized lending solutions. We give you direct access to decision-makers for a streamlined lending experience. Look to us for:

Brighter lending ideas
for businesses.

Making 2021 a profitable year requires smart planning with strategies that include a clear vision of long-term goals, flexible forecasting and bright ideas for financing.
Check Out Our Locations and Branch Teams!
Small Business
Relationship Manager
570-408-8020
randerso@essabank.com
Roger Anderson
Senior Commercial Relationship Manager
570-408-8022
jserafin@essabank.com
John Serafin
Senior Commercial Relationship Manager
570-408-8021
mbarrouk@essabank.com
Michael Barrouk
Regional President,
Northern Region
570-408-8053
jbonsick@essabank.com
Joseph E. Bonsick

We listen to what you have to say. We cut the red tape. We empower you to take things to the next level. What’s important to you is important to us—let’s talk today and see how big we can go.

Meet your region’s Commercial Banking Team
40,000 Square Foot
Mixed-use Project
20 Upscale Apartments
36,000 Square Foot
Multi-tenant Office Building

Real Estate, Equipment
and Working Capital

Regional Utility Contractor
Take a look at just a few of our client’s projects:

• Loans for Construction, Improvement & Expansion
• Commercial Real Estate Mortgages
• Term Loans for Capital Purchases
• Commercial Lines of Credit & Letters of Credit
• Access to Government Financing & Credit

ESSA is here to help you achieve your goals with flexible, customized lending solutions. We give you direct access to decision-makers for a streamlined lending experience. Look to us for:

Brighter lending ideas for businesses.

Making 2021 a profitable year requires smart planning with strategies that include a clear vision of long-term goals, flexible forecasting and bright ideas for financing.

Check Out Our Locations and Branch Teams!

We listen to what you have to say. We cut the red tape. We empower you to take things to the next level. What’s important to you is important to us—let’s talk today and see how big we can go.

Small Business
Relationship Manager
570-408-8020
randerso@essabank.com
Roger Anderson
Senior Commercial Relationship Manager
570-408-8022
jserafin@essabank.com
John Serafin
Senior Commercial Relationship Manager
570-408-8021
mbarrouk@essabank.com
Michael Barrouk
Regional President,
Northern Region
570-408-8053
jbonsick@essabank.com
Joseph E. Bonsick
Meet your region’s Commercial Banking Team
Take a look at just a few
of our client’s projects:
40,000 Square Foot
Mixed-use Project
20 Upscale Apartments
36,000 Square Foot
Multi-tenant Office Building
Real Estate, Equipment
and Working Capital
Regional Utility Contractor

• Loans for Construction, Improvement & Expansion
• Commercial Real Estate Mortgages
• Term Loans for Capital Purchases
• Commercial Lines of Credit & Letters of Credit
• Access to Government Financing & Credit

ESSA is here to help you achieve your goals with flexible, customized lending solutions. We give you direct access to decision-makers for a streamlined lending experience. Look to us for:

Brighter lending ideas for businesses.