Find the Right Account for You

Compare our CD and IRA options side by side to see which best fits your needs, lifestyle and financial goals.

Compare Personal CD & IRA Accounts

Account Minimum Balance Interest And…
Certificates of Deposit $500 ✓
  • Terms available from 1 month to 7 years
Traditional IRA Savings Account $100 ✓
  • Make deposits at your own pace (Subject to annual contribution limits)
  • $1000 catch-up contribution for IRA holders age 50 or over
Traditional IRA Certificate of Deposit $2,000 ($2,500 for 7 year terms) ✓
  • Annual contribution amounts (subject to limits)
  • Terms available from 1 to 7 year
Roth IRA Savings Account $100 ✓
  • Make deposit at your own pace (Subject to annual contribution limits)
  • IRA holders age 50 or older eligible for catch-up contributions
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  • No required minimum distributions
Roth Certificate of Deposit $2,000 ($2,500 for 7 year terms) ✓
  • Annual contribution amounts (subject to limitations)
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  •  No required minimum distributions
  • Terms available from 1 to 7 years
Coverdell Education Certificate of Deposit $2000 ✓
  • Terms available from 1 to 7 years
  • Make contributions (not to exceed $2000 annually) on behalf of a minor until the day before their 18th birthday (exception: beneficiaries with special needs)

Military identification is required to qualify for the At Ease account package features and benefits. Veterans, Active Duty Service Members and their families (including surviving spouses of a deceased veteran, beneficiaries, and caregivers) qualify.

Compare Personal CD & IRA Accounts

A CD allows you to earn a higher rate of interest on your savings. You pre-select the length of time, or term of the CD.

  • $500 Minimum Deposit to Open
  • Terms: 1 Month to 5 Years
  • Earns Interest

This short-term CD is designed to help veterans, active service members, and their families to grow their money without tying it down for a long time.

  • 12-month Term
  • $500 to Open
  • At the end of your certificate’s term, withdraw your money and the interest you’ve earned, or let your CD roll over into another 12-month term.

The Roth IRA is a nondeductible retirement account that features tax-free withdrawals (including earnings) for particular distribution reasons after a five year holding period.

  • $100 Minimum Deposit to Open
  • Make Deposits at Your Own Pace (Subject to annual contribution limits)
  • IRA holders age 50 or over are eligible for catch-up contributions.
  • No IRS Penalty or Federal Income Taxes for withdrawal of regular principal contributions prior to the age 59½
  • Competitive Interest Rates
  • Subject to Change Quarterly

The Roth is a nondeductible account that features tax-free withdrawals (including earnings) for certain distribution reasons after a five year holding period. Pre-select the term of your CD.

  • $2,000 Minimum Deposit to Open ($2,500 for 7 year terms)
  • Annual Contribution Amounts (subject to limitations)
  • No IRS Penalty or Federal Income Taxes for withdrawal of regular principal contributions prior to the age 59½
  • No Required Minimum Distributions
  • Terms: 1 to 7 Years
  • Earns Interest
  • $100 Minimum Deposit to Open
  • Make deposit at your own pace (Subject to annual contribution limits)
  • IRA holders age 50 or older eligible for catch-up contributions
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  • No required minimum distributions
  • Earns Interest
  • $2,000 ($2,500 for 7 year terms)
  • Annual contribution amounts (subject to limitations)
  • No IRS penalty or Federal Income Taxes for withdrawal of regular principal contribution prior to age 59 ½
  •  No required minimum distributions
  • Terms available from 1 to 7 years
  • Earns Interest
  • $2,000
  • Terms available from 1 to 7 years
  • Make contributions (not to exceed $2000 annually) on behalf of a minor until the day before their 18th birthday (exception: beneficiaries with special needs)
  • Earns Interest

Military identification is required to qualify for the At Ease account package features and benefits. Veterans, Active Duty Service Members and their families (including surviving spouses of a deceased veteran, beneficiaries, and caregivers) qualify.

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