The Only Home Equity Line You'll Ever Need!
The quest to find the money you need for the things you want can be a challenge. With a home equity line of credit, you can use the equity in your home to borrow with flexibility.
ESSA-LOC offers the convenience of a low variable rate line of credit you can access when you have borrowing needs combined with the flexibility to convert all or a portion of your balance into a fixed rate advance with a fixed payment and term.1
For a timely response you must direct all billing inquiries and requests for information on your loan to: ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.
All loans are subject to credit and collateral approval.
The fixed rate is determined at the time each Fixed Rate Advance is established based on a separate rate schedule. A $75 rate lock fee applies when each advance is established. This fee is waived when a Fixed Rate Advance is established at closing.
Maximum loan is $500,000 for primary home ($100,000 for 2nd home).