You don’t get a loan. You fulfill a dream! Let's face it, from time to time we all need extra cash to help turn those home improvement Pinterest® boards into reality, pay tuition for college, or splurge on a vacation. Whatever the reason, you can use the roof over your head, your home, to ensure you have the funds you need, when you need them.


  • Fixed interest rate
  • Loan may be tax deductible1
  • Borrow what you need in one lump sum (aka second mortgage)
  • Rate quote guaranteed for 60 days
  • Loans range from $10,000 to $500,0002
  • Terms from 12 to 240 months

For a timely response you must direct all billing inquiries and requests for information on your loan to:  ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.



All loans are subject to credit and collateral approval.


Check with your tax adviser for eligibility.


Maximum loan is $500,000 for primary home ($250,000 for 2nd home).