The foundation of any home starts with the right location. If you are looking to purchase property for the future site of a primary or secondary home, a Lot Loan is the perfect lending solution for you.


  • Rate guaranteed for 60 days1
  • 10-acre maximum
  • Must be zoned residential
  • $5,000 minimum to $100,000 maximum loan amount

For a timely response you must direct all billing inquiries and requests for information on your loan to:  ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.


All loans are subject to credit approval. ESSA Bank & Trust guarantees the interest rate effective on the date we receive the application and for which the loan request qualifies provided that we receive payment of the application fees within 15 calendar days of the application date.