What could be used for different needs, but has one solution? This isn’t a knock-knock joke or a trick question. The answer is a Personal Loan! In fact, you can use a personal loan for just about anything. Which means, if you are looking to take a vacation, purchase a new car, or breathe a sigh of relief knowing your debt has been consolidated, we are here to help.


  • Fixed rate for your budget
  • Quoted rates guaranteed for 30 days
  • Flexible terms from 12 to 36 months based on income and credit score
  • Minimum loan amount is $2,500 – up to $50,000 depending on income and credit score

For a timely response you must direct all billing inquiries and requests for information on your loan to:  ESSA Bank & Trust, Attn: Loan Servicing, PO Box L, Stroudsburg, PA 18360-0160.


All loans are subject to credit approval.