To us, a relationship is more than just holding hands and flowers. Our Relationship Checking includes special benefits and perks as a thank you for your financial confidence in us.


  • Minimum $100 deposit to open
  • Tiered Competitive Interest Rates
  • Free iBank@ESSA
  • Free Bill Pay
  • Free iMobile@ESSA
  • Free eStatements
  • Free Direct Deposit
  • MasterMoneyTM Debit Card with no monthly fee
  • Free Specialty Checks (one box per year)
  • 50% Discount on Safe Deposit Box rentals1
  • Overdraft Protection Available
  • Waiver of payment protection transfer fee
  • Complimentary consultation with an ESSA Trust Officer2
  • Complimentary consultation with an ESSA Financial Consultant3
  • First 6 transactions at non-ESSA ATMs at no charge!4

Must maintain a minimum daily balance of $10,000 in the account each day to obtain the disclosed annual percentage yield.

$10,000 aggregate balance is required to avoid monthly service charge.  Aggregate balance is determined using average daily balance current cycle period for ESSA Relationship Checking Account and average daily balance previous cycle period for all other ESSA consumer deposit accounts. Charge for servicing account (per statement cycle) if minimum balance not met is $20.00. 


Subject to availability.


Products offered by ESSA Asset Management & Trust: Not FDIC insured * May go down in value * Not financial institution guaranteed * Not a deposit * Not insured by any federal government agency.


Cetera® Investment Services LLC is an independent, registered broker/dealer and registered investment advisor. Member FIRNA/SIPC. Securities and insurance products provided by Cetera® Investment Services LLC: are not FDIC insured, are not a deposit, may go down in value, are not financial institution guaranteed, are not insured by any federal government agency. Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Cetera® Investment Services LLC Agreement and disclosure brochure as provided.


Other banks' fees may apply.