Saving is EASY! It may seem like quite a statement to make, but we believe that you can reach your financial goals by setting aside what you can in an interest earning account, like this one. Start building your cash reserve today.


  • Minimum $100 deposit to open
  • Interest earning1
  • Free iBank@ESSA
  • Free eStatements
  • ESSA Debit Mastercard® available2

$100.00 minimum daily balance requirement to avoid monthly service charge. Charge for servicing account (per statement cycle) if minimum balance not met is $1.00.  No minimum balance requirement or service charge when the primary account holder is a minor (under the age of 18.)  Minimum $100 daily balance must be maintained to earn interest.  


Additional fees may apply.  Federal regulations limit the number of checks, point of sale (POS) transactions, telephonic/electronic transfers, overdraft protection, check and third party transfers each statement cycle to six (6).  An excessive transaction fee of $10.00 will apply to each transaction over 6 per statement cycle.