The Best Value & Performance In Business Checking
Choosing the right Checking Account can make a big difference in how you run your business.
We get it — you need both performance and value in your Business Checking, and at ESSA, it’s our job to offer the right solutions. To make managing your business easier, we’ve crafted these high-performing options:
It’s perfect for businesses with high transaction volumes and the need for more cash management services. No minimum balance is required.
Put your funds to work with this interest-earning account — when your collected balance is $1,000 or more.1 You also receive 500 free monthly transactions.2
It offers just what you need and perfect for lower transaction volumes. The account requires only a $100 minimum deposit to open, offering 250 free monthly transactions.2
Save your organization money with fewer fees and greater versatility. Open the account with just a $50 deposit and earn interest when your daily balance is $1,000 or more1 and enjoy unlimited free transactions.2
Every account offers a Business Debit Mastercard®3 and 24/7 banking options.
24/7 access is a necessity.
Enrolling in ESSA’s Business Digital Services is the next step to keep your finances humming.
Business Online Banking:
Easy and convenient, you can move money, pay bills, and stay in touch with every transaction.
- View account history and balance information
- Set up transfers between eligible ESSA Accounts
- Set up Bill Payments
- Set up push notifications, email, or text alerts4
- View and print check images
See our Online Banking demo here.
Business Mobile Banking:
Our Mobile App lets you manage your funds anywhere, anytime.
- View account balances5 and transaction history
- Transfer funds internally
- Initiate ACH and Wire Transfers
- Make Mobile Deposits
- Submit bill payments or pay eBills for existing payees6
- Approve or reject funds, ACH, Wire Transfers, Bill Pay, and Positive Pay exceptions7
See our Mobile Banking demo here.
Learn more about Business Checking and our 24/7 Business Banking to see the difference they can make for your business.
1 Earns interest each day the collected balance is $1,000 or more.
2 Transactions each month include deposits posted, checks paid, items deposited and ACH debit transactions posted. Per item charge of $0.20 applies for each item over free transaction allotment (500 monthly transactions for Business Plus and 250 monthly transactions for Business Basic).
3 Additional fees may apply.
4 Standard text and messaging rates may apply.
5 Balances displayed may not reflect account available balance.
6 Payee accounts must be first set up through your Business Online Banking account.
7 Exclusions apply and may not be available to all users.