Current Rates

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Checking Accounts

Checking Accounts

Product TypeInterest Tier LevelsAPY2Interest Rate
Relationship Checking 1$10,000.00 - $49,999.99.05%.05%How to Open
$50,000.00 - $99,999.99.05%.05%How to Open
$100,000.00 and over.10%.10%How to Open

Deposit rates are effective as of September 17, 2019, and are subject to change.

DEPOSITS INSURED BY THE FDIC.

1
Fees may reduce earnings on these accounts. Variable rate accounts – rates may change after account is opened.
2
Annual Percentage Yield

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Savings Accounts

Savings Accounts

Product TypeAPY2Interest RateMin. Balance to earn interest
Statement Savings1.05%.05%$100.00HOW TO OPEN

Deposit rates are effective as of September 17, 2019, and are subject to change.

DEPOSITS INSURED BY THE FDIC.

1
Fees may reduce earnings on these accounts. Variable rate accounts - rates may change after account is opened.
2
APY - Annual Percentage Yield

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Money Market

Money Market

Interest Tier LevelsAPY2Interest Rate
$2,500 to $9,999.991.10%.10%HOW TO OPEN
$10,000 to $24,999.991.15%.15%HOW TO OPEN
$25,000 to $49,999.991.20%.20%HOW TO OPEN
$50,000 to $99,999.991.45%.45%HOW TO OPEN
$100,000 to $249,999.991.50%.50%HOW TO OPEN
$250,000 to 499,999.991.50%.50%HOW TO OPEN
$500,000 to $999,999.991.55%.55%HOW TO OPEN
$1,000,000.00 and over1.60%.60%HOW TO OPEN

Deposit rates are effective as of September 17, 2019, and are subject to change.

DEPOSITS INSURED BY THE FDIC.

1
Fees may reduce earnings. Variable rate account - rate may change after account is open. Minimum balance $2,500.
2
APY - Annual Percentage Yield

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Certificate of Deposit

Certificates of Deposit

CD TermAnnual Percentage Yield (APY)Interest RateMinimum Balance
30 - Day Term.40%.40%$10,000.00HOW TO OPEN
91 - Day Term1.00%1.00%$1,000.00HOW TO OPEN
182 - Day Term1.00%1.00%$1,000.00HOW TO OPEN
182-Day Term-New Money31.75%1.74%$1,000.00HOW TO OPEN

9 - Month Term2 -New Money3

1.50%1.49%$1,000.00HOW TO OPEN
12 - Month Term21.25%1.25%$1,000.00HOW TO OPEN
12-Month Term2-New Money31.50%1.49%$1,000.00HOW TO OPEN
12 - Month Step-Up CD21.05%1.05%$1,000.00HOW TO OPEN
18 - Month Term21.25%1.25%$1,000.00HOW TO OPEN
24 - Month Term21.15%1.15%$1,000.00HOW TO OPEN
24 - Month Step-Up CD20.95%0.95%$1,000.00HOW TO OPEN
30 - Month Term21.20%1.20%$1,000.00HOW TO OPEN
36 - Month Term21.20%1.20%$1,000.00HOW TO OPEN
36 - Month Step-Up CD21.00%1.00%$1,000.00HOW TO OPEN
48 - Month Term21.30%1.30%$1,000.00HOW TO OPEN
60 - Month Term21.50%1.49%$1,000.00HOW TO OPEN

Deposit rates are effective as of September 17, 2019 and are subject to change.

IRA Certificates of Deposit are available in terms of 12 to 60 months only and offer the same rates as ESSA’s regular CDs but have a $250.00 minimum deposit.

DEPOSITS INSURED BY THE FDIC.

All rates are subject to change and are stated as of the date listed above. If you would like current rate information, please call any ESSA office.

Substantial interest penalty may be required for early withdrawal on certificates of deposit.

 

1
Compounded Monthly
2
APY is based on Quarterly Compounding
3
New money only.  New money is defined as funds not currently on deposit with ESSA.  Transfers from existing ESSA accounts not allowed.

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Business Checking/Savings Accounts

Business Checking/Savings Accounts

Product TypeAPY2Interest RateMin. Balance to earn interest
Business Plus Checking1.10%.10%$1,000.00How to Open
Statement Savings3.05%.05%$100.00How to Open

Deposit rates are effective as of September 17, 2019, and are subject to change.

DEPOSITS INSURED BY THE FDIC.

1
Interest paid on collected balance
2
APY - Annual Percentage Yield
3
Fess may reduce earning on these accounts. Variable rate accounts- rates may change after account is opened.

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Business Money Market

Business Money Market

Interest Tier LevelsAPY2Interest Rate
$10,000 to $24,999.991.10%.10%HOW TO OPEN
$25,000 to $99,999.991.25%.25%HOW TO OPEN
$100,000 to $499,999.991.35%.35%HOW TO OPEN
$500,000 and over1.40%.40%HOW TO OPEN

Deposit rates are effective as of September 17, 2019, and are subject to change.

DEPOSITS INSURED BY THE FDIC. 

1
Fees may reduce earnings. Variable rate account - rate may change after account is open. Minimum balance $10,000.
2
APY - Annual Percentage Yield

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