ESSA Bank & Trust
Electronic Solutions Support
(570) 421-0531
(855) 713-8001
| Year | APR1 | Term | |
|---|---|---|---|
| New 2020 - 2021 Models | 3.50% | Up to 72 Months | APPLY NOW |
| Used 2016 - 2020 Models | 4.00% | Up to 60 Months | APPLY NOW |
Auto Loan rate are effective as of January 4, 2021, and are subject to change.
The rate shown is indicative of the rate for a qualified borrower buying a new car, a 720+ credit score, 80% or less LTV, and electing to have payments automatically deducted from their ESSA checking account. Rates will differ among borrowers based upon various factors, including the borrower’s credit score, the age of the car, and the amount of the down payment.
1Annual Percentage Rate
| Min/Max Line | APR1 | Term | |
|---|---|---|---|
| $2,500 - $50,000 | 8.10% | 12-36 Months | APPLY NOW |
Personal Loan rates are effective as of January 15, 2020, and are subject to change.
The rates shown are indicative of rates for a qualified borrower with a 720+ credit score who is electing to have payments automatically deducted from their ESSA checking account and is not providing collateral. Rates and terms will differ among borrowers based upon their credit score and other factors.
1Annual Percentage Rate
| Min/Max Line | APR2 | Term | |
|---|---|---|---|
| $2,500-$40,000 | Prime + 3%1 | Required Payments Based on 60 Month Term | APPLY NOW |
Personal Line of Credit rates are effective as of January 15, 2020, and are subject to change.
The rate shown is indicative of a qualified borrower with a 740 credit score. Rates and terms will differ among borrowers based upon their credit score and other factors.
After the first year, an annual maintenance fee of $15.00 is billed in the anniversary month.
