Mortgages

Mortgages the ESSA Way

It begins with improving our neighborhoods. We are committed to ensuring that the right combination of resources and products are in place to offer people the opportunity to find and keep a safe, stable, and affordable place to call home.

View Our First Time Homebuyer Program
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Mortgage Tools and Resources

Looking for a mortgage?

Here is some helpful information:

The pre-qualification process requires that you submit an application (leaving property information blank), which will then be reviewed by a mortgage professional who will run a credit report and provide you with the amount you qualify for as well as help you identify the mortgage program best suited to your needs.

A pre-qualification will help you determine what you can afford as you start your home buying search.  To obtain this dollar amount, your credit score will be verified and supporting documents may be required to confirm the information provided in your application.

Once you have selected a home, a pre-approval provides you with an approval for a specific loan amount.  To secure a pre-approval, a mortgage underwriter will obtain your credit score, verify documentation, and review your home loan application.

Use these calculators to determine monthly payments, whether paying points for a lower interest rate is right for you, and more.

Visit our Resource Center for more information regarding our loan programs, rates, helpful Q&A’s and more!

You might also be interested in:

 Resource Center | Contacting a Mortgage Professional

Additional Mortgage Information

ESSA Bank takes pride in the experience and expertise of our mortgage lenders.  The Nationwide Mortgage Licensing System Registry gives you access to a free service to confirm that the mortgage company or mortgage professional employed by us is authorized and licensed to conduct mortgage business. Access this information by clicking here.  NMLS#410748

ESSA Bank appreciates the opportunity to be your financial partner.