About ESSA

Corporate center building

Get To Know ESSA

ESSA exists to empower our customers to reach their financial goals. Our employees are equally empowered to provide superior service and committed to creating a friendly, personalized customer experience.

ESSA Bancorp, Inc. is a Pennsylvania-chartered holding company for ESSA Bank & Trust. We provide banking, insurance, investments and trust services to individuals and businesses throughout Eastern Pennsylvania and surrounding areas.

Established in 1916, we operate 21 community offices throughout Pennsylvania in the Greater Pocono, Lehigh Valley, Scranton/Wilkes-Barre and suburban Philadelphia markets. Our corporate headquarters is located in Stroudsburg, PA.

At September 30, 2023, ESSA Bancorp had consolidated assets of $2.3 billion, consolidated deposits of $1.66 billion and consolidated stockholders’ equity of $219.7 million.

ESSA stands ready to assist you and your business to get more out of life.

A picture of the National Bank and the Fenner Hotel in Pennsylvania

Our History

ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars.

As ESSA grew, so did our branch network. Between 1971 and 2004 ESSA added numerous branches throughout Monroe County. ESSA also was excited to form the ESSA Foundation, a 501(c)3 organization. The bank earmarked 10% of its net income each year for the foundation to use in awarding grants to charitable organizations in our community that enhance housing programs, parks and recreation, educational programs, community health, and the arts.

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2 ESSA employees pose near a table of ESSA swag and brochures

Giving Back

ESSA Bank & Trust Foundation

ESSA Bank & Trust has a long history of charitable giving. In 1998, W. “Jack” Wallie, John E. Burrus, and Richard E. Talbot worked together to create the East Stroudsburg Savings Association Foundation.

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Caring for the Community

Through volunteerism, ESSA employees play a large part in improving the communities in which they work and live.

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Our Mission

ESSA Bank & Trust will be the leading service-oriented community financial institution offering a full range of financial products to Eastern Pennsylvania customers.

We will ensure our long-term prosperity by providing products and service in a manner consistent with high standards of quality, on a profitable basis, at the fairest price, in order to create the best possible value for our customers. They will be delivered through distribution systems staffed and supported by customer-driven, friendly, productive employees with a high degree of integrity.

Our Guiding Principles

We believe in long term success, operating as a safe, sound, and stable institution. Long-term success is dependent upon profits but never will profit-seeking compromise our mission.

We believe in satisfying the wants and needs of our customers. Satisfaction is dependent upon a continual improvement of our service, products, systems, and operations.

We believe our employees are our most valuable asset. Our employees will be provided with a work environment which is “the best in town.”

We believe our decisions should enhance ESSA’s value. Enhanced value is achieved through quality earnings, growth, and strong management practices.

We believe in supporting our community through employee volunteering and charitable giving to improve the quality of life. The ESSA Bank & Trust Foundation has been established to support this principle.

person holding a light bulb

Code of Ethics

No profession or industry has maintained higher standards of conduct nor provided greater public service than the banking industry. Federally insured financial institutions have traditionally recognized their duty to act in a manner of public trust and confidence. A Bank’s reputation for integrity is perhaps its most valuable asset and is determined by the conduct of its insiders. Each insider must strive to avoid situations that might cause a conflict of interest between the Bank, its customers and him/herself.

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President’s Letter

Thank you for visiting our website and for your interest in learning more about ESSA Bank & Trust.  We’ve been headquartered in Stroudsburg, PA since 1916 and 2024 marks the 108th year of operations for our company.  Today, ESSA operates in three regions throughout Eastern Pennsylvania.  Our longevity and commitment to the employees, customers, communities and shareholders we serve are ingrained in all our team members at ESSA.

Our success over these 108 years has enabled us to grow and diversify. Today we provide banking, insurance, investment and trust solutions to businesses and individuals throughout our markets. Our full range of financial solutions are delivered through a variety of distribution channels and combined with our unwavering commitment to service differentiates us from other financial service companies.

We invite you to visit and experience how we can empower you to fulfill your goals and dreams.


Gary S. Olson,

President & CEO